All use of these Nelnet company web pages is subject to the terms and conditions set forth below (the "Terms"). Any use of such web pages constitutes the user's agreement to abide by the Terms. We may amend the Terms at any time by posting the amended terms on this site.

PRIVACY

Please review our Privacy Statement.

ELECTRONIC COMMUNICATIONS

When you visit our websites or send e-mails to us, you are communicating with us electronically. You consent to receive communications from us electronically. We will communicate with you by e-mail or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

COPYRIGHT

All content provided on this site is owned by or licensed to Peterson's and/or its affiliates (the "Peterson's Content") and protected by United States and international copyright laws. Peterson's and its licensors retain all proprietary rights to the Peterson's Content. The Peterson's Content may not be reproduced, transmitted or distributed without the prior written consent of Peterson's.

TRADEMARKS

All trademarks, service marks, trade names, logos and graphics ("Marks") indicated on this site are registered trademarks of Peterson's and/or its affiliates, in the United States and other countries unless otherwise noted. You may not make any use of Peterson's Marks without the prior written consent of Peterson's.

LICENSE AND SITE ACCESS

Peterson's grants you a limited license to access and make personal use of this site, subject to the Terms. This site and any portion hereof may not be reproduced, duplicated, copied, downloaded, sold, resold, visited, or otherwise exploited for any commercial purpose without the express written consent of Peterson's. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout and form) of Peterson's and/or its affiliates without the express written consent of Peterson's. You may not use any meta tags or any other "hidden text" utilizing Peterson's name or Marks without the express written consent of Peterson's. Any unauthorized use terminates the license granted by Peterson's.

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY

THIS SITE IS PROVIDED BY PETERSON'S ON AN "AS IS" AND "AS AVAILABLE" BASIS. PETERSON'S MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE, OR THE INFORMATION, CONTENT OR MATERIALS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, PETERSON'S DISCLAIMS ALL WARRANTIES, EXPRESS AND IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. PETERSON'S WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES.