Be a Competitor
With the possible exception of awards given automatically to students who meet certain criteria, you'll never receive a merit-based award if you don't apply. Many families take themselves out of the running by assuming that they won't qualify.

That being said, competition is stiff. Every school sets different parameters for awarding aid. Some awards are limited exclusively to students at the very top of their game. Others reward unique talents, such as writing or proven athletic ability. Though more limited than school-based awards, there are also scholarships from outside sources, including:

• Community organizations and agencies
• Civic and religious groups
• Philanthropic organizations
• Parent employers

It's All about Persistence
As with need-based aid, you should contact the financial aid office at the school you want your child to attend to explore any possibilities. Aid counselors are in the best position to report who's received aid in the past and how. If there's an award available, they'll know about it.

It'll take a little detective work, but if you're diligent in your search, you may discover an excellent source of funding for your child's education. Of course, an award may not cover the full cost of tuition, but every little bit helps!

If You Get an Award
If you get a scholarship, make sure you understand the conditions of the award. Key questions include whether the reward is renewable and whether other minimum criteria must be met, such as a minimum GPA, community service, or other similar requirements. Good luck!