Having a good credit score helps you borrow money affordably in the future, like when buying your first car or applying for private student loans. A key part of getting a healthy credit score is building positive credit history. That's where NerdUp comes in. NerdUp is a secured card that helps you build credit history the smart way with no interest or annual fee, and no credit history needed. For a chance to win the Ascent & NerdUp's $2000 Smart Credit Scholarship Giveaway, complete these four easy steps: (1) Follow Ascent Funding and nerdwallet and "like" a required Instagram post. (2) Read the blog "Navigating Credit Scores: Your Key to Long-Term Financial Success." (3) Leave a comment on the required Instagram post with one thing that you've learned from the blog. Be sure to end your comment with the hashtag #AscentSponsored. (4) Then, complete the contact form and submit your entry. The scholarship is open only to students who are legal residents of one of the fifty United States or the District of Columbia, and who are enrolled in a high school, degree program, or technical skills training program, at least half-time; or parents who currently have a child enrolled as a student meeting the aforementioned qualifications. No purchase or payment of any kind is necessary. Purchases do not increase odds of winning. Please visit the scholarship's website for more information.