For a young person, losing a family member can be a devastating experience. However, losing multiple family members all at once is almost unthinkable. That's what happened to Dexter Gardiner, who on July 9, 2006 lost six family members in a tragic car accident on the Bronx River Parkway. Yet despite the loss, Dexter chose to use the tragedy as a way to help others who have experienced similar situations in losing beloved family members unexpectedly. Needless to say, for those left behind, especially children whose college education may suddenly be in doubt due to financial concerns, the world can suddenly seem very uncertain.