If you are a college student (or college bound) and looking for ways to pay for the costs of attending your school in 2023, the EK Insurance Scholarship is for you. To apply, students must consider and choose from the video essay prompt options, research the topic and make a video of at least 60 seconds, answering the chosen topic. The three topics are: (1) Daycare or Childcare Insurance - If I run an in-home or commercial daycare, why do I need business insurance and what coverages should I have to protect myself? (B) Flood Insurance - Most people and businesses don't purchase flood insurance unless their mortgage company requires it. Should individuals and businesses buy flood insurance on their own without being required by their loan company, and why? (C) Earthquake Insurance - Standard homeowners insurance and commercial property insurance do not pay for any damage from earthquakes. Even though earthquakes present a serious threat in several states, many people and businesses do not buy this insurance coverage - why should they? Please visit the scholarship's website for more information.