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According to a recent survey, only 1/3 of the U.S. population knows what 529 plans are. With national student debt surpassing $1.5 trillion and impacting 44 million Americans, a tax-advantaged college savings plan that grows a lot faster than a regular savings account sounds like a best-kept secret, right? While there are pros and cons to starting a 529 plan, the general consensus is that they are a smart way to save for your child’s educational…